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Reaching an agreement on visitation for infants

One of the most difficult elements of a divorce is negotiating child custody and visitation, and for some Maryland parents of newborns, this may be even more difficult. There are a number of considerations involved in creating a visitation schedule with an infant. One of those is that the custodial parent may struggle with the idea of letting the child stay with the other parent.

The parent should examine the reasons for this hesitation so they can be addressed. It could be anxiety about being away from the child for a time or even overnight although many courts do not order overnights until the child is 3 or older. A mother who is breastfeeding might be concerned about having to pump, particularly if pumping is difficult. The visitation schedule should be built around the child's sleep and food needs anyway, and it might be possible to reduce the amount of pumping the mother has to do or avoid it altogether. Another option might be to use formula.

Divorce for a business owner can be problematic

Divorce for Maryland couples involves many potential areas of conflict. Of course, when children are involved, the issues of child custody and support become paramount. However, asset division can be as contentious as child custody and often far more complex. This is especially true if either of the divorcing parties are small business owners. Other parties that are not part of the divorce, such as business partners, could be impacted.

If a business will be involved in the divorce process, the couple should conduct a proper evaluation of the company and factor the percentage of ownership. Although there are different methods to evaluate a business, the percentage ownership issue can be trickier. A business started before the marriage may be considered separate property. However, it's more likely that the business is a marital asset, at least in terms of equity, that must be divided. In such instances, the spouse who wants to keep the business will probably buy out their future ex's shares.

Tips for co-parenting during the holidays

Co-parenting at any time of the year is a challenge. You try to do what's best for your children, all the while taking your personal beliefs and feelings into account. And that doesn't even consider what your ex-spouse is doing.

When the holiday season arrives, a seemingly smooth co-parenting experience can go haywire. The primary reason for this is both parents wanting to spend as much time as possible with their children.

Considerations for keeping the home in a divorce

If couples in Maryland who are getting a divorce own a home, they will need to decide how to divide it along with the rest of their joint property. They may sell it, or one person might decide to keep it. In the latter case, it is necessary to determine how much equity each person has in the house and what the market value of the house is.

An appraiser will consider what similar homes sold for and the home's condition among other factors. If the couple cannot agree on an appraiser, each person may want to hire a separate one. The valuations may be similar, or they may be significantly different. In the latter case, they might need to then hire a third appraiser. A home inspector can check for any issues that the couple may be unaware of that should be fixed before the house is solely the property of one person. The cost of repairs could be subtracted from the buyer's share of the house, or they could be addressed in another way.

Lessening the stress of divorce

Divorce represents big changes in life for most people, which can make dissolving a marriage challenging and emotional. Maryland couples whose relationships are crumbling might like to hear some advice from a certified divorce financial analyst and author of a book about handling finances during and after a divorce.

When they are going through a divorce, people may need advice from a professional because an outsider's perspective may offer clarity if emotions and tensions are running high. When dealing with these emotions, people might benefit from speaking with a counselor or therapist. For financial decisions, they might wish to consult a financial adviser. This could be needed when handling the division of retirement assets or when figuring out what to do with a house.

Money may equate to happiness in a marriage

Common wisdom suggests that couples in Maryland and throughout the country are happiest in the first few years of their marriages. As time goes on, this wisdom suggests that married couples start to lose interest in each other. However, this is not necessarily the case. According to a study of low-income couples in Los Angeles County, finances may have a role to play when it comes to marital satisfaction.

Furthermore, couples who are highly satisfied at the beginning of their marriages may be more likely to be satisfied as time goes on. Conversely, if a couple is not happy at the beginning of their marriage, they are more likely to experience a drop in satisfaction as the relationship progresses. However, the team that conducted the study found that men who weren't happy in their marriages initially became more satisfied after being married for three to five years.

Spotting missing assets during the divorce process

Maryland residents beginning the process of divorce will need to go through the discovery process, during which each spouse discloses their financial assets before beginning negotiations for a fair settlement. Some spouses attempt to hide assets in order to get an unfair advantage and access those funds post-divorce. However, there are ways a person can spot missing assets during the discovery process, and there are measures in place during the divorce process to prevent spouses from hiding assets as well.

Being vigilant during the discovery process and as the marriage ends is critical to figuring out if a spouse is attempting to hide assets. Watching for any changes in a spouse's spending habits or financial transactions can help determine if they are trying to hide assets. For example, a spouse suddenly becoming an art or antique collector and insisting on keeping the pieces in the settlement might be a sign that they have undervalued the items to sell them after the divorce. Another sign is a sudden change in payments, withdrawals or deposits. A spouse might overpay a credit card and request the refund after the divorce or begin to transfer funds to children, relatives, business partners or friends.

Anxiety, depression and gray divorce after 50

In Maryland and across the United States, depression often affects couples who divorce after 50. Divorce may be related to health problems regardless of the person's age; however, people who get divorced later in life may experience higher levels of stress. Divorce rates among couples 50 and older have doubled in the past 30 years. Ending a marriage can leave a person with serious psychological problems, particularly if the individual was previously dealing with health-related issues.

Although younger people used to get divorced more often than couples over 50, their divorce rates have decreased during the past few decades. The trend to get divorced after 50 is commonly referred to as "gray divorce." A 2012 study conducted at Bowling Green State University revealed the phenomenon. Susan Brown, a researcher involved in the study, says that gray divorce occurs for various reasons, including the fact that the life expectancy rate is longer today.

Postnuptial agreement: Protect against property division disputes

Once you tie the knot and begin your life with your spouse, it never hurts to look toward the future. As you consider starting a family and planning for retirement, you should also think about what would happen in the event of a divorce.

Remember this: Just because you discuss the potential for divorce doesn't mean you're more likely to split in the future. In fact, this can strengthen your bond, as it allows the both of you to get on the same page.

How prenuptial agreements can help business

Prenuptial agreements are becoming more common among couples throughout Maryland and the rest of the U.S. People recognize the value of having contracts in place that state how their premarital assets and business interests should be handled in the event of a divorce. Having a prenuptial agreement can be especially important for business owners.

A prenuptial agreement can help by valuing the business at the time of the marriage. This will help the couple to determine the amount of value that has been added during the marriage if they later get divorced. The premarital value of the business will remain the separate property of the spouse who owned it while the increase in the value would be marital property that is subject to division.

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